SISWANTO, H. P.; KALINA, P. P. .; ISKANDAR, D. . Pengaruh Literasi Keuangan, Emosi, dan Pembelian Kompulsif Terhadap Kecenderungan Berutang Pengguna Paylater di Bogor . Jurnal Sosial Teknologi, [S. l.], v. 5, n. 12, p. 4543–4552, 2025. DOI: 10.59188/jurnalsostech.v5i12.32541. Disponível em: https://sostech.greenvest.co.id/index.php/sostech/article/view/32541. Acesso em: 16 feb. 2026.